Well, it has been a long time since I have posted and I must say, I have gone done hill. As the title says, I fell asleep at the wheel of the budget. That is not good, not at all!!
I think things seemed to be moving along quite smoothly and I thought all was okay. This past month, our money took a hit and it was quite a wake up call. I think that I am beginning to see that budgets are not something that can be on cruise control. Budgets do not manage themselves. If they do, they go all haywire and you might be left like me, wondering what the heck happened!!
The only good news is that our savings has not really suffered. There were times that I wanted to tap into the little bit of savings we have with another bank but I resisted. I do not like that it has not increased as I would have liked it but it has not decreased in value. Yahoo!! Or should I really celebrate that? Little victory? Okay, I will admit that I am that one person that would celebrate that!!
So, the question is how do I keep on track with the budget without micro-managing every little detail? How do I make sure it is on the right track without becoming terribly hard to live with because all I say is "No, we don't have the money for that"? I am still trying to find that fine line of managing the budget, not becoming a little money dictator and not letting it go all together. Do you have any tips on how you do this?
Until next time.......(I hope I am still not sleeping when I post again!!)
Jenn
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